Ultimately the lender will require a personal guarantee from the borrower unless the property qualifies for non recourse financing (which is rare and generally applies to larger transactions than those contemplated or executed upon by BP forum posters).

Hey Team,I am looking at home for primary use that I believe I have a seller financing opportunity on.

Most multifamily in our market sold for a 5.4% cap rate in 2023, and that would price it closer to $560,000.Other things to consider for your offer: FHA financing requires you to move in within 60 days of closing.

Am I correct to assume this is very similar to seller financing however without title transfer since there's underlying debt he doesn't want to trigger due on sale clause?

How did you finance this deal?

You do not need or want to finance a car.

Unfortunately, you will have to bite the bullet and deal with current interest rates should you decide to finance.  

Are you making cash offers or financed ones?

Always finance long term assets with Longterm debt.2.  

There are safe financing choices for real estate ventures, including seller financing, hard money loans, private loans, government-backed loans, crowdfunding platforms, and traditional mortgages.