But I've got the credit and a better head for money.

Did you use the Pro desk at home depot or just your own credit cards?

Could also say what you would've done differently.If you'd like to share any direct advice for me this is my basic situation: -I'm a 30 hour a week RN-Have about 25K cash available now-Substantial home equity available-No debt outside of our mortgage-Excellent credit-My wife and I are willing to do another owner occupied/house hack to get a MFH if advantageous-We live north of Seattle in a hot market.

The sellers are offering us a credit on the purchase price, but will not fix damage themselves, nor will they allow us to conduct our own estimates with our own contractor. 

You may also want a large line of credit for flipping homes or bridge financing.

And although it’s not necessary, it is a nice touch to bring your business to a credit union or lender whose funds stay in the local economy.  

I’m 47 years wise and have managed to get my credit score above 800.

Hey BPso im a canadian resident and i own a property in SWFL in cape coral worth about 200k, it is fully paid off so no liens or mortgage or anything.Im looking to refinance it to pull out my cash and move to another project and just rent this out, I called the bank of america and they told me they could give me 50k or something line of credit with 19% interest secure with my house but thats obviously not what i want at all.

Plus you can’t pull out 100% of your equity on a refi or line of credit from the existing property.

Good+ credit, with lots of equity, w2 income for 2 years.