Thanks for your swift reply and congratulations on your awesome deal

@Patrik Kusek While there are DSCR lenders that can do <$150,000 loan amounts, that is generally not the norm and is more troublesome than it is worth in most cases (that's why most DSCR lenders don't do <$150,000 loan amounts) In your situation, I recommend working with a local bank/credit union since they have the local area expertise and are far more likely to work with you on the cash-out with swift (even minimal) underwriting.

It will be personal preference and you most likely wont see the true benefit or burden from it until you've reaped its rewards or been dealt a swift blow such as offers not being accepted just because you have a license. 

Could anybody give me guidance on how to get things done swiftly?

I do think it's fairly obvious that if mortgage rates bounce pabove 7.5-8% there will be a dramatic slow down in sales activity, beyond that and those same strong fundamentals could shift swiftly (as we've seen with some aforementioned banks.) 

Some of my clients (I run Swift Marketing (wholesaler leads, etc) + Fremont Funding (commercial-only lending, no residential) have Platinum Trusts, and have been very happy with them. 

Avondale it really has some D... but then you go to North Avondale and I know a lot of families are moving back because of the magnificent architecture and manor style homes..... so even within Avondale it’s not cut and dry C/D.... there’s actually quite a bit of money in parts of North Avondale.

You want this process to go as swiftly as possible. 

Take swift action. 

I think that it is VERY beneficial for you to be looking at deals and analyzing in real time though as it should keep you plugged into the market and you will be able to better spot deals and act swiftly as they come along.