Now to address the ESA…  have an ESA policy.  1) use petscreening.com to screen out bogus ESAs.  

I got a $2M umbrella policy out of my homeowners policy. 

I just finished updating a rental property where I was previously paying $990 for an annual ACV policy. 

But we were told Graystar management has a policy that they don't disclose any rental history even with a signed release of info by the tenants?!

Your primary insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.

If the current policy will not coverage it, get quotes. 

You will also want to get a builders risk policy as well.

And who knows what is in store with the jobs market.It also depends upon the election and what policies are implemented.I am hoping prices continue to drop in multifamily, and we see a pick up in activity.

Neither is taking on new landlord policies in Texas or Colorado (where my property located).  

Your primary insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.