One of the reasons North Idaho is so great is that our county officials are elected -- not appointed -- so they are more responsive to the citizens. 

You might consider Seniors with 15+ year Ownership.

Seller has qualified for short sale with senior lien holder and been approved. 2nd lien holder is more confusing.

Age discrimination is allowed for senior communities so long as 80% of the population is over 55 (55 and up communities) or over 62 (everyone has to be over 62 to live there). 

From the sellers perspective, this also opens the door to a global demographic of buyers, since the US allows foreign citizens to purchase RE here in the states. 

In this case, you can usually get a senior loan to 65% and mezzanine to 85% or more.There are also structured options available, which gives you single high leverage loan, and the pieces are broken up (syndicated) on the lender side.

Our former tenant served 6 months for assault on an at risk senior (my husband had just turned 60).  

I'm great at money/math/analysis (my day job, senior analyst with 14 years exp), and my wife is a very good creative with an eye for design/aesthetics. 

It appeals to seniors with small lots and upscale homes, however, the homes are large (built during the McMansion era) and require upkeep. 

I have a degree in Chemical Engineering and I currently work full time as a senior manager for a corporation down here, and I love what I do.