Only place I felt "safe" in CA was on base.

I have been branded as just no-fact Cryer to undermine my valid experience based on technically of junior partner, old company etc.

Hey jason, a lot of investors based in markets like California and New York are choosing to purchase their investments OOS in the Midwest because of the affordability and numbers making more sense.

They will base their DSCR calculation on the market rent 1007.

Send as many letters as you want; many will not pay any attention to your pleas.How about instituting a RUBS based on square footage? 

Airbnb is very algorithm based and despite the popular opinion its not hard to stay in good standings on the algorithm. 

I'm SURE you mis-spoke and meant to say, he's a close friend that I am trying to help but it was not my intention to "fix his credit".Debt Relief and Credit Repair Scams"The FTC has brought scores of law enforcement actions against these bogus credit-related services, and the agency has partnered with the states to bring hundreds of additional lawsuits"SOME CASEShttps://www.ftc.gov/news-events/topics/consumer-finance/debt...Financial Education Services (August 5, 2024 )Panda Benefit Services, LLC., FTC v.

Sounds like you are going with a Fannie/Freddie type loan based on the cap of 2%.  

Andy Sirkin, based in San Francisco but supposedly has done some in Las Angeles. 

I actually keep a list our bookkeeping firm recommends based on firms/individuals we and our Clients have had good experiences with as well as I've personally had good experiences with.