Wow these are all excellent replies, I'm so grateful for your help.The common thread has been that I need to get a job, and I could not agree more.It is extremely frustrating to not be bringing in income.Tech can be a difficult industry due to the turnover both of jobs and skill sets.I have been using this time to update my skills by working on several new code projects, as I always do when I have a break.Another good and recurring point was my low cash reserves.It definitely has me feeling nervous.Maybe I could cash out some equity as a last resort, hopefully it will not come to that.The main reason my reserves are so low (aside from the layoff) is that I had to extend myself in order to get the home ready for rental.I did a lot of upgrades in a short time and then moved out of state, which was also somewhat costly.All in all I have few regrets given the way the timing of everything worked out.

@Tanvir Ahmed Sunny if you search in the events tab you'll find a recurring one that is virtual in Vancouver 

Only assets makes it tougher because lenders want to see steady streams of recurring income to pay for loans rather than just a pot of money sitting there that can be (theoretically) depleted any time. 

This has been monumentally helpful and I appreciate everyone's input.To answer some of the recurring questions I noticed:1) I currently live in NYC and my family lives in Seattle,WA and my in-laws live in Sunnyvale,CA.

One recurring expense was trash violations, it is practically unavoidable.

Only the deal analysis part of the application is, but if you want to create custom budget templates, do project tracking or save more than 5 analyses its a recurring charge of $18 a month. 

A recurring theme of how BRRRR deals go south: Not enough capital. 

For a while “Housing Crash” discussions were tied with “California Exodus” in terms of most popular and recurring themes on the forum.

5) What type or recurring things happen- up here in New England we have snow removal for instance. 

I have about $12000 in stocks with $10 recurring per day.