Leverage will be based on whether the land is entitled and borrower track record but 50-60% is the norm, not 80%.

So, it is something to be wary of with the liklihood of choppy financial waters ahead. 4.

They know my track record, etc.  

In my market there are 2 reasons that keeping is smart.  1) the historical long term appreciation is on going, going back to when records started tracking the appreciation 2) the property tax is near fixed cost.  

As you delve deeper into the world of real estate, staying informed and adaptable will be key to achieving your financial goals.

"What Is The Biggest Risk For 2025" And 13 Other Highlights From DB's 2025 Market Survey"The Deutche Bank 2025 global financial market survey had 471 responses from around the world, and was conducted between the 10th and 13th of December 2024.

This figure represents the highest employment rate ever recorded in Italy, indicating a positive trend despite remaining below the EU average. https://www.statista.com/topics/12899/employment-in-italy/2. 

when I used a capital gains calculator online, if I put zero money down and put the 2 loans, the cap gains is a lot lower than if I just recorded 1 loan and entered the money from the downpayment loan under cash.

Each option has different implications, so choose based on your financial goals.

So I started creating an on boarding system where I have recorded videos and documents and protocol of how to run business.