Moreover, you'll receive more favorable terms/rates utilizing a primarily home loan product than an investment loan. 

Not sure what that product is. 

Production depends on the owner and the home. 

Quote from @Logan Ransley: Hey Matthew, fantastic and in-depth constructive feedback about our product.

Are these type of little to no doc products getting more common again?

A DSCR product is what you are looking for.DSCR simply doesn't take into account your personal income, instead we qualify the loan on the properties rental income (or projected rental income).Your credit, properties cashflow, loan to value & prepayment penalty are going to be the main determinants on what this loan looks like for you.

Its a product we offer, just doesn't get a lot of play, because its a pain to refinance that seller out down the road.

Thank You We have a product that we fund out of our balance sheet with no seasoning for cash out.

Not only in building wealth by starting early, but also just everything you're learning about life and being a productive successful person.

It’s important to make sure the lender offers both options so you can transition smoothly if you go with the BRRRR method.Cash Purchase & Mortgage Later: Yes, non-QM lenders offer a product called "delayed financing," which allows you to buy a property with cash and refinance later.