Hi @Scott Trench as a Bigger Pockets Pro member for about eight years, I would love it if you brought back the traditional Bigger Pockets Pro member signature line with website please.

Although insulating the floor is a nice extra, it is not the primary way that cold gets into the house.

I’ve bought my primary with various Schedule C income and refinanced a primary with lots of schedule c and a number of properties (mostly owned in LLCs but reported on my personal return).

For example, I have my house, am building a legal JADU, but later down the road I decide to rent my entire house and buy another primary residence.

I don’t understand how you can have 13 rentals that are paid off and a primary residence that is paid off and still need more cashflow.

I could be wrong but I thought I saw that Sacramento requires primary residence for the owner for STR.Do you live in Sacramento or nearby ?

Because they were primary residences, we had homesteads on all of them.

As my parents age, I am assisting in their property management of their primary residence and would love to connect with other real estate investors in the area.

I have helped Dozens of local and OOS investors buy and sell traditional investments, acquire 'house hacks' and STRs, as well as assist OOS investors with tenant turnovers, getting properties rent ready and placing tenants.Reach out anytime to discuss the KC metro and how it fits into your REI goals of providing generational wealth and eventual financial freedom

But I’ve never personally invested in real estate using business credit more traditional for my first property, so I’m always curious when clients say they want to use this funding for a real estate deal.Here’s where I get stuck:Real estate deals can be risky, especially if the project takes longer than 12 months to close or unexpected costs pop up.With prices climbing, it feels like the margin for error is smaller than ever.Would you recommend someone use business credit to invest in real estate?