Here's a bit more in detail about how rates are calculated for DSCR loans:1.

Points and loan details are TBD still as we're just getting the tentative process down on paper as we wade into the details. 

And you need to keep detailed records of all repairs and improvements.

I prefer not to do this just because of recapture when I sell the property.If I phrased anything in a confusing way or more details of necessary to answer, please feel free to ask me any questions.Thank you so much for any help or direction you could give me  

My dude, this was the most fantastically detailed response!

This community is full of knowledgeable investors who are eager to share insights and experiences to help you on your journey.To make the most of this platform, I recommend asking very specific, detailed questions.

I will definitely contact the zoning department again and get all the details. 

Would need more details on the deal, but this is something people could help out on.

Small details like a handrail on stairs or window locks can cause your unit to fail an inspection, delaying the start of rent payments.

But balance is key—keeping some cash reserves for unexpected expenses is critical.Lastly, I’d recommend running detailed numbers to ensure the property cash flows well, even with conservative estimates.