Was previously purchased with a Builder to erect a SFR residence on.

Investment Info:Single-family residence buy & hold investment.

.• Primary residence: A 2-bed, 2.5-bath townhouse purchased in 2020 with a 2.75% interest rate.

I get everyone wants to avoid taxes, and as a TX resident and former FL one, I am one of those.

Should I refinance, I know I cannot do  HELOC because it is not my primary residence. 

To improve your business going forward, it is important that you recognize how you created the problem.There are a portion of residents that if you give them an inch, they will take mile. 

If you've personally seen the applications and trust what they're doing on the front end to screen these residents it seems like this is an anomaly, at least for the 38128 property.

The problem we are having this year is that IHA never stopped paying after the last two residents moved out. 

If the duplex sells for $500K and you exchange into a duplex in LA for $1 mil then you could use 50% of it as your primary residence.- Do I qualify for for a section 121 exclusion sense I lived on the property for the first 2 years of ownership?

That feature is bundled in a Resident Benefits Package I have as an addon through Second Nature.