I wish the appointment was with him... its with an attorney at his firm, hopefully this attorney has a lot of experience and gives we several legal options... not another sales pitch. 

I recommend that you find a trusted or recommended Mortgage Loan Originator (MLO), who can give you options for property-based loans (mostly investment loans) and they don't use your taxes but the P&L of the property.

I also worked with a great lender who helped navigate financing options, including my HELOC, to make the deal happen.

Right now I am just looking at my options, nowhere specific too specific.

There is 3-5% down payment options you can use.

For funding, explore options like FHA loans, personal savings, or creative financing, and focus on New Jersey markets that align with your goals, such as Newark for rentals or commuter towns for house hacking.

In option 2, your costs are $25k higher.

For some of my homeowners - I provide them with several options 1. 

They have lots of options for you, depending on your budget.

Do you limit the term to 6 months to begin with, or 30 days minimum stay and negotiate an option later on?