If there’s specific projects like electrical we get a project specific estimate after we put it under contract prior to the earnest money going hard.

For my money, I'd look there and let the market bring you up.

Normally, companies keep changing their name after losing all investor’s money.

I don’t have a loan on the property and hold it cash, but, if I sell it would lend the profits as hard money and earn 10%+. 

@Huong LuuIn my opinion, presuming you need the money - it is better to cash-out refi the property.  

Some landlords have not been paid and some tenants are unable to make up for the rent owed by IHA and have either been evicted or are in the process of.

I lend Hard Money, Fix n Flip, DSCR, and Bridge mainly on the investor side.

If you’re not in a rush to tap your equity, holding off until rates come down could save you money in the long run.

He has been saving his money for years and has plenty of money saved but no experience with real estate investing.

I can buy a 2-4 unit with 20% down vs conventional can only buy a 2-4 INVESTMENT property with 25% down 4. there are options where DSCR loans dont repot to personal credit, helps in not having to show a bunch of paperwork or not one person in a partnership has to carry the debt5. way less paperwork to close on this loan type vs a conventional loan. we care about the income of the property you're buying and it's ability to service the debt of the property whether we use long term rents income, lease income, or air dna/bnb income.6. easily buy in partnerships, add people to your operating agreement, its as easy as that so bring partners into a deal. helps with scaling and raising capital or getting partners involved7. gift funds allowed to close on these as well, and like I said earlier, there's only a 10day seasoning period of funds with some lenders so that means you can literally have a private money lender deposit money into your account 11 days before closing, and you can use those funds to close!