I am specifically looking to invest in commercial strip centers, apartment buildings, medical buildings, or offices in general.      

I went to medical school there and know the area well.

San Antonio is a prime area to invest, the medical and the tech industry is booming.

Pearland is closer to Texas Medical Center.  

The realtor said that the intention was be used as Medical.

We'll cut to the chase, here's our dirt.The Facts: Ages 51/44, Married, w/10 yr. old childOne steady income 45KOne low income & fluctuating (self employed only 2 years but growing slowly)Living/ renting in NJ (Very expensive market, 2 family units sell over 500K)Fair amount of debt 37K (Car loan, 2 CC, Medical bills)Just getting by each monthCombined 401K's =  150KMy 401 (100K) can be transferred with no penalty to a self directed IRA (I had opened up last year in hopes of using some cash to invest in RE) We are determined to get into REI however we're probably going to need some creative ways to do it with our current situation.

I am thinking that it can be used by a small medical practice, veterinary, dental. etc. 

I’m closing on my ideal 4-plex near a major university and medical centers using an FHA loan.

Most students want to be close enough to walk/bike so the only way you'd be able to lure them away is to have really cheap rent, which wouldnt support the cost to build new.If you do build on the lot, then I think you'd have better luck marketing to the medical workforce. 

Unfortunately, I am still recovering from some medical issues and do not work because I am still bedridden and do not walk or work.