Asking 270k  4Bed 2Bath 1,406 SqFt 7,975 SqFt LotRental Income 2,500/month5,000 Security DepositLease term 2-1-2025 to 2-3-2026Cash flowing $500/month with 20% down!!!

I've been investing in loans on Equity Multiple, which is a commercial RE crowdfunding site.

I have had a long term interest in purchasing an investment property and I'm looking to be smarter about this.

I believe the investor may need a commercial loan at that point or could do 3 separate loans since they are on different parcels.

I still attend local meet ups and talk to dozens of investors and am considering other strategies like Mid-Term Rentals or rent by the room. 

20% is about average for a short term rental as far as management fees go.

Quote from @Ben Russell: Although I agree the leases and the legal implications of "Mid-Term" rentals and "long-term" rentals are closly related, I don't think the leases should be identical. 

This is a large community and someone might give you some insights on the lender or the loan officer.  

I have a couple of investments and am about to jump into a Short term rental while still being a w-2 employee.

Both Conventional loans and DSCR loans can offer this flexibility, depending on the specific scenario and borrower qualifications.