This could be handled with a note and mortgage/deed of trust, or it could be a simple contract for deed, in which the deed doesn't transfer until satisfied. there are many legal instruments that can work here.

The Ira company just holds the asset paperwork you reviewed and were instrumental in providing. 

I have seen many tracking instruments.. and I like the call capturing systems..

What do you suppose that a retiree, in another country, whose income is derived from American debt instruments thinks of this?

However, the financial crisis of 2008 cannot be blamed on worthless financial instruments; rather the fault in the system is worthless people.

@Jim Witten, the 45 day form can be any instrument in writing between parties to the exchange.  

Look at the deed of trust (security instrument), you as trustor (property owner) grant a trustee (usually a title company) the power to sell your property to pay the beneficiary (lender) should you default. 

There has been a lot of talk about 401k and other savings instruments, all very good options.

Honestly, it'd be better off as a mini-series, and could get into the meat of the situation.Keep in mind they HAD to use clever tricks of explaining the features and nuances of the instruments being used for lay people.

Jeff Beard Quit Claim Deed, not Quick.The preferred transfer instrument in California is a Trust Transfer Deed which deeds to trustee who accepts real property into trust without representation as to condition of title as well as reference to revenue and taxation exemption the transfer to Reaasessment.