We do internal audits on our exchanges. 

The same policy from the same insurance company will have the same fee independent from who is your agent.

That brings me to my next point: The area you should start investing in depends very much on what your investi g goal is, so: Define your goal.

Many of our partners use our system for certain deals while pursuing other opportunities independently.

Amending tax returns increases your IRS audit risk and should be avoided if there're alternatives.If you expect to owe the IRS, you will be risking IRS penalties if you miss the deadline.

Distant relatives approached them about the property and they all independently came to a sales price.

We will be financially independent.

I am getting a RLI personal umbrella policy from an independent insurance broker.

I am considering taking the CO/national real estate exam + course hours requirement and becoming an independent broker or associating with a small brokerage (I can see the benefit of associating with a firm experienced in the area and able to bounce ideas off of).

Money Mustache (MMM), a fellow Canadian who retired at 30, supporting his family through his investments.This introduced me to the concept of financial independence.