@Bryan HartlenManaging low-end properties can be demanding due to higher tenant turnover, increased maintenance needs, and frequent rent collection issues.

After closing, work on increasing your income, reducing debt, and preparing for a second mortgage.

We might consider a slight increase in 2026.

Palm Coast, while not as flashy as Miami, is indeed growing rapidly, with increasing interest from higher-income professionals and retirees.

How will the partnership cash flow cover the HELOC payments if interest rates increase?

It's kind of disconcerting when I can only raise rents by 5% but insurance is increasing by 10% to 15% per year. 

Start by leveraging what you already have—consider tapping into equity through a HELOC, house hacking again with an FHA loan, or increasing cash flow by converting a unit to a short-term rental.

Rehab costs, taxes, and interest during this phase increase the depreciable basis, providing long-term tax benefits.

Higher assets or cash in the bank increases what is called you compensating factors which banks/lenders use to qualify.

I am really thinking about how I can level up and increase my impact on society and have that translate into active income.cheers yall!