Danny Buckner at Midlands Mortgage and Lauren Wild at Guild both do MFH or 203K. 

I'm taking a wild guess but I'm guessing @Paul Sandhu   can buy stuff for or has $5k up to $50k without having been to Coffeyville in forever.  

Rates on HELOC's do also vary wildly from bank to bank, but I would recommend going to the bank where you hold most of your assets - you are more likely to get the best rate. 

It can be scary to invest outside your comfort zone, but California is known for wild ups and downs. 

But now the cap rates and ROI are so low on both single family and small multiunits (as well as apartment complexes) that there is really no point in sinking your limited capital into a property that is going to cost you money each month.All that said, you could look to Olympia (prices much lower) and even out to Aberdeen/Hoquiam area where cash flow is solid (even though the market has gotten wildly hot out there, too in the past 4 years).

Hola, I recently submitted a buy proposal with my realtor for 1.5 acre water’s edge Smith River (NW CA) property which the owner is currently reviewing and is likely to accept. Raw land, municipal water hooked up, ele...

Each lender came back with varying deal obligations and as you will see below Commercial Lending is the Wild Wild West: The first didn’t want a second on my primary residence but wanted 30% down and for me to pay for inspections and appraisals on each property (6% on 3 year callable, 20yr). 

The document fees are what will vary wildly from company to company.

I do my best to limit my exposure to this wild west style lawsuit culture we have.I am starting to flip properties but, for the last few years I have purchased rentals to hold. 

The document fees are what will vary wildly from company to company.