The idea of a bunch of top bank execs sitting in a boardroom discussing policy, and making their decision out of fear of backlash from a handful of people in a Facebook group or a theoretical future blurb in the news, is ridiculous. 

Looking forward to building a better financial future.

@Daniel Medellin Regarding your question, it would depend on the lender or bank you're working with if you want to go that route in the future. 

But this will also lead to future inflation.The issue is going to be the rich will get richer as they can live with lower cash flow but gain appreciation.

This tells us that the tenant may be struggling financially and will have even more trouble paying the rent in the future.

I would like to buy a future retirement home to get away from the cold winters but in the meantime would love to rent it out as a vacation rental.What are the good areas to consider and where would I get the most vacation renters and cash flow?

They don't care when you try to explain all the future projects, they actually hate hearing that since it sounds like a scam, when an investor says, "Give me a good price and I will have a lot of work for you" it sends chills up their spines. 

House hacking is going to be a great starting point to building your wealth that you can leverage in the future. 

Now that’s he’s saved you $3,000 and told you how to avoid it happening in the future.

You can get 90% of the future equity, but you do have to have a GC do all of the work for you so you cannot DIY for future repairs.