I am always cynical of those that post on here stating that they have X number of dollars, but I'll play along.2.

@Nina Ning I do not play detective or require past rental payments to qualify for my units.

Playing it safe might mean walking away if the numbers can’t improve.

Fun fact, >98% of every property on the MLS, was an off-market property until the agent/broker put it on the market.     

Keep in mind that you'll need to qualify full doc (DTI, employment history and income will all come into play) and the property typically needs to be titled to yur personal name, not an entity. 

You can't expect to get the same results investors were getting in 2018.You can play with the numbers a little, but be careful.

Now there are a lot of factors that can come into play but I'm not completely sure what you're asking here.

I have a contrary play. 

This agent of your didn't play any part in finding this property for you. 

I have seen that play out as well.