I would echo @Brandon Croucier - the secondary market for DSCR's is super aggressive and rates typically reflect that.

I wanted your typical 3 bedroom house (not necessarily 2 bath) which cash flows.

Some carriers don't ask but you should make sure that you're not indicating (in the policy application that is typically e-signed) that you aren't using your property for student housing if you are.  

@Venka Pulla It’s frustrating when a property manager isn’t meeting expectations, but transitioning to a new property manager is typically straightforward if you follow a few steps:Review the Management Agreement: Carefully read your current Property Management Agreement (PMA) to understand the termination process, including any required notice period.

Typically, the same applies to LLCs where you and your spouse are sole members (single or multiple member LLC).

If the bank prices their debt based on the fed rate you typically see WSJ Prime + 1%.

**Navigating Inspections**: Section 8 inspections are stricter than typical tenant move-in inspections, and that can be a hurdle.

Typically speaking their correlated more with the equity markets then the real estate market.

What expenses do tenants typically pay for? 

Typically with houses of this age - you'll need structural folks to dig and install piers into the soil.