If anything that might restrict building but I don't see them running out of water for existing homes so wouldn't that mean home values going up because supply would be restricted.What kind of climate risk could occur there?

Does it exist?

We converted an existing shed to a 1 bed 1 bath apartment and now rent out the bigger house for great cash flow.

@John Vasconcelosi guess all of those risks exist, sure. 

That doesn't exist folks.

Also, you can ask your existing lenders to increase your credit limit-- usually they'll ask for your income and you can include your rental income.

Lauderdale, FL•North Palm Beach, FL•Plantation, FL•Pompano Beach, FLThese acquisitions were done creatively, assuming the existing loans via subject-to deals without inspections.

@Bradley Mair,Speak to the right lender and you can buy another primary residence for 5% down and turn your existing property into a rental.

This policy will provide additional coverage above what your existing policy covers.

Conversely, the tilted ceiling will open a visible crack at the wall / ceiling joint at the far side of the ceiling.This problem can also exist if you have a brick exterior overhanging the brick ledge of the basement foundation - anything the frost can push up against.To check, dig holes outside, along the entire suspect section of the foundation - all the way to the bottom of the foundation or to the bottom of the brick ledge.