Any recs for something that efficient and clear? 

HI Vince, as long as you are vacating your current primary home and moving into a new primary that is acceptable, but just make sure you obtain a 12 month lease in order to use the rental income to offset your mortgage payment and not getting hit twice for your current mortgage and new mortgage.

The guys who do cash out normally account for huge tax hits. 

Not all lots are cost efficient to build on.

You just ask to be added to their customer list and they'll come automatically when the snow hits.  

The local permit office is also known for its efficiency and helpfulness.3.

Loan to value ratio: The higher the loan to value ratio (LTV) is, pricing takes a hit.

I want to be in this for the long haul but I still want to work as fast and efficiently as possible!!

@Tim Delaney hit in on the head here!

I purchased a 9-unit apartment complex in 2020 (closed on it in February weeks before Covid hit and everything shut down).