What would be the benefits and/or disadvantages or having one, the other, or both?

The same is true with mortgage insurance and there are advantages and dis advantages to each strategy depending on how long you plan to keep the property, your preferences, and available cash, or monthly cash flow.

I fully understand that my youth/inexperience places me at an initial disadvantage, at least in terms of attracting investors, and imbues a level of doubt to any claims remotely sensational.

Cost of repair materials lower.Then there are disadvantages: possibly lower quality tenants, lower quality homes.I'm about to take the plunge into renting them.

Don't feel bad, many banks aren't aware of all the issues and brokerages are probably at a greater disadvantage, individuals getting into finance probably don't have a chance that's why most should stay out of financing, there are volumes of regulations, not just Dodd Frank.

One disadvantage is in hot markets with properties in demand the foreign investor can't waffle and needs to act quickly or you will get beat out by locals who already know the market.

Low risk, since you're investing a very small amount of money compared to SFHs.Then there are disadvantages: possibly lower quality tenants, lower quality homes.

I guess that places me in a disadvantageous position.ThanksNick

I agree with Bryan N. it is best to move forward and learn that sometimes accommodating others could put you at a disadvantage.

The disadvantage is the Vendor may have week screening criteria, or was eager to fill the building before sale, and you may have a little house cleaning to perform in the first months.As for paying more, the short answer is, "No" - our offer is our offer.