Sort term financing has a place in RE, for short term needs, using short term financing for long term needs is a classic financing disaster in any business, finance 101.Too many that I see of the "I want it now" types will fail in RE, it's a long haul business, doing things a bit at a time over and over or building the business in time.

Most cities have a law in their zoning code that prohibits rental periods of less than 30 days.That doesn't apply to guests, since a guest has no rental agreement.To me, it's a classic economic issue, the full utilization of assets.  

The classic "thank you but I want to think it over."

I bought a new 1600 Classic motorcycle, I walked in prepared to pay cash, the salesman then said "we have a no payment zero interest plan for qualified buyers over 12 months".

This classic problem gets more complicated by day.

And its the classic "I have to get this for the house" that has never helped any seller.

Our style is beachy on Long Island, mountainy in Smokey Mtn, and nautical classic in St.

Classic West Cleveland duplexes with 2 bed 1 bath up and down exist in Kamm's/Westpark, West Cleveland, Old Brooklyn, Parma, Lakewood, Edgewater, Ohio City, at various price points, with Lakewood, Edgewater and Ohio City being pricier.

This being a classic example.

Don't like the choices, take the tax hit, put your money in a Roth, buy a rental, or classic car and actively "manage" your investment.