Maybe get your debt paid down, get your first deal, get some savings built up, then reconsider the potential change. 

With the help of JURNY I am able to instant book guests all day as I collect IDs, selfies, credit card holds and rental agreements on every stay (yes Airbnb and VRBO included)Whatsapp: I use this to communicate with my cleaners.

@Mary LopezNot sure if you're still looking for debt, but credit unions are a great place to look right now in this part of the market cycleGino

@Seth RolandLoans like bank statement loans or DSCR (Debt Service Coverage Ratio) loans could be great options.

We have some credit card debt we are hyper focused on paying down , and 34K in my student loans (not touching currently due to SAVE plan with the zero percent interest).

For me I invest my SDIRA money in debt investments which typically are ordinary income when using w2 income and use my hard earned cash to buy properties. 

That’s 850K worth of debt.

As DSCR loans focus on the property’s income to cover debt payments, they’re perfect for refinancing after rehabbing and renting.

The letters and post cards are coming to my personal address but they don’t mention the property in question.

DSCR Loans: Debt Service Coverage Ratio (DSCR) loans are becoming popular for BRRRR investors.