I am not sure if your two revolving accounts listed above have a min. monthly payment, but assuming they dont, the only other payment that will get factored into your DTI is your current mortgage Principal, Interest, Taxes, Insurance, and Association (PITIA).

.#3.Maintain your total revolving balances below 20% of what you have availableThis one has the largest and most immediate impact on your scores.

Antonio Bodley I like your approach to the definition, however I am sure many would argue that student debt is good and credit card debt is bad because student debt helps yield higher wages (so we are told) and credit card debt is revolving.

Hey folks - Sorry to remove some of your posts, but there was a little discussion revolving around a spammer, who has since been removed from the site.

When I told the support staff employee "Cam" these issues he recommended that I cancel the serviceMy ledger started each property with thousands in debt even though my ledgers were balanced and there was not debt for any property at the time.

Despite our profession revolving around the exchange of properties, we have a duty, much like those in the medical and legal industries, to realize the human factor in our product and services.

@Jameson Triplett , I use credit cards strategically with RE purchases and rehab, then revolve them down, or roll them over at 0%. but keep at least that much in cash to pay all CC balances off, and have access to other cash.

I also broke 2 of the cam locks on 1 of the cabinets and I'm having a hell of a time getting new ones from rtacabinetstore.com.

Could also get a revolving line of credit partially secured by yor existing properties that you could use to fund further purchases. 

If the leases are NNN then there is a base rate per sq ft and the CAM re-imbursements to pay for almost all the landlords expenses including property taxes etc.