Thanks in advance,Keyshawn Good morning, the Destin market allows for short term, mid term and long term rentals depending on the area.

Find out what financial problem you are trying to solve in the short term until your able to get to more "long term" problems that real estate helps with 

Overcoming Common Financing HurdlesMortgage brokers excel at tackling challenges that often derail new investors:Low Down Payments: Brokers can find lenders offering low or no-down-payment loans, ideal for new investors with limited capital.Complex Income Streams: If you’re self-employed or have variable income, brokers can identify lenders that accept alternative documentation.Competitive Rates: Brokers have the leverage to negotiate better rates and fees, saving you thousands over the life of your loan.Pro Tip: Communicate your investment goals clearly with your broker so they can tailor their search to your needs, whether it’s a short-term fix-and-flip loan or a long-term rental property mortgage.3.

You're going to have to scrap like crazy to break even - think rent by the room, short term, mid term strategies that require more work.

Airbnb is considered STR (short-term rental).

Short-short version it's hell on wheels. 

We are now doing short term rentals but we're thinking about changing to a small wedding venue. 

Hard money loans can be an option, but they often come with high-interest rates and short repayment terms.

They also have a home vacancy tax in a lot of areas which applies to short term rentals. 

Taxes 10k HOA is 9k The current owner never did short-term rentals.