It's the difference between hiring someone to write your college essay versus having someone teach you to write a good essay yourself.

bundle deal, which includes general admission to the conference + a discounted Pro membership. 

DocumentID=190412 If anything, it sounds more like an admission of being an idiot than anything else...hope they do press charges...

By his own admission he was more lucky than smart starting out.   

You did this wholesale deal with a seller who by your own admission was 74 years old and 'desperate for money.'  

If you foolishly buy solar above market, or with huge trees that weren't factored in, and then wonder why you aren't making the money off it you thought you could, well sorry...This has become an essay.

This is an admission that they can't cover our funds despite previous statements that their company had no financial issues.

However, rather than a drawn out email/text thing, I'm thinking to give her a $100 good faith, goodwill gesture refund without making sure it is not a admission of guilt or liability. 

By your own admission this "fact" would not be accurate if you buy a property, operate it, and sell it 5 years later.

And that's what other loans from my account consist of.Just as an aside, please be aware that your SIDRA custodian will want to see some sort of admission of default or other documentation to the effect that you won't get paid back.