Unlike true multifamily, meaning the county or city has the property categorized as multifamily, you can't use potential rental income from the additional units to help you qualify (if the home is single family per the appraisal, that is).

If you want to provide your property's address, I can give you some additional feedback. 

Quote from @Lionel Quiambao:  ... and maybe throw in the option for the tenant for more speed at an increased rent to cover the additional payment. 

In addition to what other said, because some landlords don't increase their rents every year.

Is there the option to rent a bedroom on your side of the duplex for additional income?

Although I still think conventional is the better option, I wouldn't put 20% down if I didn't have to, unless you know you'll live in/own the house long enough to recoup that additional $. 

No additional analysis or criteria considered.  

Additionally, transitioning certain activities, such as maintenance and repairs, to be conducted directly through the business entity could strengthen your position for claiming deductions.

Additionally, I wholesale deals and we buy & hold in SE Wisconsin.

In addition, in the African American Community, this is like the first or second generation where people can pass down anything.