We’ve been looking at cities like Fullerton, Cypress, Anaheim, Orange, and Tustin, but we’re staying away from LA County and Santa Ana due to rental restrictions.A little about us:I’m 30, my wife is 28, and neither of us has owned property before.

No issue with the city since lease is 30+ days.

I’m waiting to hear back from a city representative to see if it’s possible to divide the lot into multiple lots and put a mobile home on each lot.Once the land is paid off and divided, is it possible to use each lot as collateral for its individual mobile home? 

I'm in Kansas City so I can't say for sure but I would highly doubt they'd raise any alarm bells.

Tenants in many markets already believe they pay too much (contrary to recent studies that show rent to property values have never been lower for the large US cities).If my insurance costs are not double my current rates over the next couple years, I will be pleasantly surprised.  

What if the city finds out? 

Florida also have many more high end places than Oklahoma (we are much more of a blue collar city in my experience). 

There’s a smaller hospital nearby and a large one the city up but I don’t think the nearby ones cover the point you’re making.

I'll admit, I might've bitten a little more than I could chew, but I got anxious and I just wanted to have my first property in the city that was up north. 

Agreed that it's the best neighborhood in the city!