I have access to the VA loan.

I helping many clients use their VA loan to purchase properties in IB.

Does any have a Room for Lease agreement that can be applied (and enforced in Virginia)?.

Does Virginia Residential Landlord Tenant Act Apply to Landlords that own fewer than 5 properties? 

When you buy with an assumable loan (all FHA, VA and USDA loans are assumable) you will buy with 2%-5% interest rate that will give you a much better chance to profit when it becomes a rental once you move to the next one! 

I have the VA home loan benefit right now and I am not sure if putting money down on the VA home loan would a smart move.

You have VA’s doing due diligence and I followed your program.

I'm Sam from the DMV (DC, MD, VA) area, passionate about real estate investing for the past 12 years.

(v) A person with an ownership interest in the mortgagor, unless the mortgagor is a publicly traded company.

FHA 3.5% down could get you about $500k worth of house at 3.5% down.Also keep in mind that rents from the units can count toward qualification.Up to 4 family allowed on FHA or VA as owner occupied