Then you have the points and underwriting and processing fee which some may only have one.Overall, there are a few items in there that seem a bit high but in the grand scheme of things they are not way overblown or super high.

There are a ton of action items requested after the information overload that takes place without much proactive follow-up.

One item that you want to discuss with your CPA is the basis of the property when you convert your primary residence to a rental property.Best of luck.

Red flags have been the opposites of the three items listed above!

I try and push my clients a bit more on year end items from October on so January isn't a Poop show for all parties. 

Due to item 1, adding an ADU can require years to start achieving any return (once the accumulated cash flow recovers the initial negative position).4) Adding an ADU is a slow process.

Upon move out and receiving a portion of the security deposit, we were charged an over $400 cleaning fee in addition to some normal wear and tear items because they exceeded the apartments self calculated normal wear and tear allowance.

Deposit AmountThose are the 4 items you have to play with that do the negotiating. 

Many of them will actually let you buy the warranty after the item fails.

These action items are far more important than entity formation but get ignored.