Being a one stop shop for mortgage, real estate, and property management helps us save our clients $$$ and they only have one company to deal with and one contact saves time and creates an unmatched synergy.

One big one is that scaling the lease option sale to a homeowner will attract both public regulatory scrutiny and private litigation, perhaps class action, once it reaches a certain threshold.  

I would talk to a number of residential, private, and commercial lenders.

It may make sense to save a bit more and invest from a position of power.Keep in mind most helocs are adjustable.

Based on the storms we have had those two months I have already saved over $1300 in salting fees.

If you're not using Hard Money and the property won't qualify for conventional financing, then you'd probably need to locate private money or if you have friends with IRAs, they can be self-directed to invest in real estate.

Occasionally there is some decent Savings in those relationships as well.

Granted this was on plots of land I didn't pay for, and that are already connected to the city's water and sewer, so there's a lot of savings there, but I'm hoping if it turns out to be this good of a deal I can still scoop up land and keep going

Suggest you pester them with questions to learn the eviction process, so you can save money in the future.

If saving 20% and building direct is worth it to you I'd recommend it.