(this has happened to me before here in Florida) Once you get more info from the agents you can hone in on which area you need to focus on. 

Is this considered a HELOC? 

From the videos I watched and everything I read I think RESimpli does a good job of that.

I will look into these elements for this property to get a better understanding of what my options are.

I was strongly considering joining before I read this, now I am going to go the hard route, but probably best to just stay active on here and go the extra effort to network with accomplished developers in my area.

Quote from @Jaycee Greene: @Basit Siddiqi Just sent you a DMI read your message but I am not sure it is what I am looking for.It appears that are a mortgage broker and help investors get financing (correct me if I am wrong)I own a lot of properties free and clear. 

I read this as someone using a short-term lens to focus on a long-term issue. 

I'm not sure how the current political impacts this.

Sup dawg. 1st thing i'd do when looking at Cleveland is give The Ultimate Guide to Grading Cleveland Neighborhoods a read.

If you need an option that isn't as document heavy, a DSCR cash-out might be a viable option if it's an investment property.