Going that route there would be about 45000 in equity.

Personally I don’t like dealing with ADU’s or in-laws unless I can make several hundred in equity off the bat.

I'm sitting on $1.2m in equity and cannot get access, though my business is doing well. 

Self reflection is always funZ That's a good point, but what about the $20,000 in equity that you made by investing that $60,000?

You want to spend $65K and do tons of work, headache, hassle and sleepless nights to end up with $10K in equity?

I currently have my primary residence with approx. 100k in equity. 

I have about 100K in equity in my multi which I'm house hacking.I am looking for banks that will work in NJ area who will HELOC at 100% or 95% to fund my next flip / multi investment. - I know Huntingon does 100% but they're in Ohio and don't do work in NJ as well as some others I came across.Your help/recommendations are much appreciated!

If you are investing in equity and recession hits and for some reason the deal blows up and can't make its loan payments, most likely you will lose all your money.

It's unclear to me if your 'ask' is more about buying in (equity stake) in the project or gaining experience.Would be helpful if you can opine.Even if you have desire/ANY experience, I bet you'd be able to help with development. 

I do have about 48k in equity tied up in my primary home.