Hey Daniel, I would highly recommend consulting with Nick Morrill at Jensen, Baird, Gardner, and Henry or Drew Anderson at Murray, Plumb, and Murray in Portland, Maine.

I know refinancing will whip out our savings so it’s a must we get cash from our equity.Thanks all in advance Henry from Houston , TX

@Marshall Henry  How often does the city pick up? 

Nice deal, @Marshall Henry! 

However as @Henry Lazerow mentioned, you'll be at 25% down. 

@Henry Salinas the strategy really worked well for us.

Rental Property - Loan under my name only119k mortgage with 5% interest $1246 payment, appraised at 200k-220kPrimary - Loan under wife’s name only205k mortgage with 2.7% interest $1470 payment , appraised at 220kWe plan on either purchasing another single family or a multi family up to 4 doors.Thanks all in advance Henry from Houston , TX

Kudos for making it to 35 in finance lol.If I were you I would find a 3-unit in really good area like Lincoln Park/Old Town like Henry said and put down only 5% at 2.X% financing.

@Henry ClarkThank you for some great insight.

Originally posted by @Henry Clark:This is not about the recent changes in the forums.I get a kick out of the following types of posts.