"Graduating seniors who just finished their degrees on average carry debts of $19,000 or more. On the other hand, medical graduate students carry debts in the range $19,000 - $105,000 (Source: Department of Education)...

Having dual citizenship is great, but people shouldn't try to change the culture of one country to fit their habits from another country.I have visited and lived many parts of the Americas, and had many friends who have done the same in Europe, and in every situation, if a citizen of the USA were to expect everything to be done in English and well as the native language of the country (though recognizing it is like this in most big cities - but definately not the smaller cities), then the native people would be outraged.If people want to immigrate to the USA, I have no problem with it, I would probably strive to do the same, but we shouldn't change our culture to fit someone else's (such as translating the our Natinal Anthem into Spanish - I was not a fan of that.)

Recently Bank of America is better than CW - points are high and the last conversation I asked about a straight 30 year fixed and the phone CW contact stated " those loans aren't our bread and butter loans" Pushing ARMS, etc.

(But make no mistakes i consider myself a newbie to the game of real estate) Currently i've have just been doing the corporate america thing, but i really want to start building my real estate portfolio and investing experience now.

The business is good in Houston and from what I hear from my colleagues in other cities in Texas the business is booming there too.I was reading an extensive research by Bank of America on Friday that indicates the investors are rushing to Texas for investment.

Edmonton especially (being it as the largest city in North America, with almost 1/4 undeveloped) and with alot of growing space left.

HUD recommends programs such as homebuyer education counseling, financial literacy classes, housing search assistance, guidance through the closing process and post-purchase counseling.American Home Mortgage leverages the popularity of Hispanic radio programs to provide information about how to buy a home in America.

After that I realized that your not safe to have any corporation in North America.

I have been noticing lately that people in america have no clue at how easy wealth is to build. 4 years ago I couldnt even buy groceries, no I have a corvette, harley, and we just sold our boat because of time constraints, not bad for a dumb kid.

I have used one from Bank of America before, but they try to contact you through their mortgage department once you submit.It would be nice to have a complete list of sites to use to get a blemded average to determine electronic AMV.Thanks,