Pro Forma was mentioned in a Rich Dad Advisors book called ABCs of Real Estate Investing by Ken McElroy, it is found in the sales brochures, which now made sense that you mentioned that it is provided by the seller or the seller's agent.

If ABC, LLC gets approved for a portfolio loan.

I would argue that your duty as a human being at this time is to the children there and not the mother, and if you allow the situation to go on you're enabling an obviously unfit mother.

@Brian Orr I would argue that a bad seminar is a double negative.

My first go-around w/ the 4 unit involved a very primitive understanding of due diligence and not really calculating any specific reserves.I know I own and have listened to several books that touch upon it (HOLD, ABCs of Real Estate Investing) but having them in just audio format has make it a bit more difficult to find the right information if they are in there.

(I argue Downtown Detroit is underrated in the food category) 

I would argue more so on his side though.

I would argu that terms are more important.

Just went to a meet-up with a Landlord BC rep and a BC Lawyer presenting and this was the main topic.  

Some might argue we over spent, but I'm hoping that we will have less turnover and hopefully less maintenance.So what's next?