I also work with OOS investors and have a list of property managers that you can call and get information from as well. 

Looks like you've gotten a lot of great feedback, but I'll throw my two cents in as well.

Ideally it's nice to be in the hotspots such as WPB, FTL, Miami, but have found that the suburbs have been killing it as well.

The problem was that fifteen years of being a successful freelance photographer seemed to line me up perfectly well for…not a single thing.

However, as I learn more about commercial loans, I’m discovering that lenders will require experience with similar types of investments, as well as net worth and liquidity requirements.

I recently moved to Tampa and would be happy to connect as well. 

I serve on the board of the local REIA (CFRI..net) and connected to the investor community here as well as being a full time Realtor®.

Is worth 3x what I paid for it back then as well as the rental income it generates.The zero cash flow part is concerning though.  

I have a similar rate from my lender as well, 6.61%.

Might as well by real estate and get rich off the scam!