@Evan Young  No doubt this will trigger another heated debate, but what you are proposing is called real estate brokering. 

And I don't want to lie and trigger the due on sale clause.

@Nicholas Nelson A transfer most likely will trigger the Due on Sale clause (DOS) - and while in the past, in an environment of falling interest rates and prices might been a rare occurrence, like they say, past performance might not apply to future results, and with rates increasing and "aged" loans (where the bulk of the interest was already collected, since you pay most at the beginning part of the amortization schedule) the banks might be more interested in collecting on the DOS clause and redeploying the money at higher interest (especially if the valuation of property makes for an easy sale in case of foreclosure).

Some contractors sandblast wood with sand, or they blast it with dry ice.

At some point you have to pull the trigger if you want in the game.

Needs about 1,000sq ft of wood tile flooring, dry wall patching in a few places, wood floor sanding and repair, and a few other small things.

It wouldn’t trigger a new lease when they get a pet

The hardest part of the journey is getting the guts to take the first step and pull the trigger. 

I’m starting off and before I pull the trigger I’d like to have my numbers as tight as possible.

@John Mocker the board just had a meeting, the president went forward with having Servpro to dry out the units (4 total) and told the owners the association would pay to have the engineered laminate flooring replaced.