Enfield is a great town to start specially if you don’t have much experience as a landlord.

It's already at the top of it's price range and will take some time to sell.Home was built by the original homeowner and he placed the home reversed on the lot.

I have previously sold properties in this town, but have not found an ideal summer/beach rental and student rental until this deal presented itself.  

If that doesnt keep me busy enough, i own a small town liquor store. 

What town is the deal in?

I would then take out a HELOC to leverage the equity she has built up over the years (current value of the home is about $800k) for a down payment on an investment property or two.I was recently advised that putting the house in a trust, rather than adding my name to the deed, and putting myself as a beneficiary would be smart for estate planning purposes and give me access to commercial loan options as well as residential.However, I want to know if there is a major difference between the amount I would qualify for on the HELOC if I were to apply as a Trust or as an individual.I would assume either way the bank would be looking at my income to debt ratio and make a judgment that way.I appreciate the feedback!

An duplex potentially conservatively at market value worth $125k and town-home $135k.

The next logical step is looking at the town next to me which is a college town.

^Right, I would not recommend the Town of Quantico, but the other areas are fine. 

House was built in the 1930's and is a 3 unit building in Albany, NY.