For example, a field called "Borrower Name" appears on page one once, and is copied as many times as necessary to the note and deed of trust, further down in the PDF.All I have to do is fill out every field on page one and every field with the exact same name in the rest of the document automatically matches and in the correct position.

I think it really helps to have a third one in the same area because when you cluster you have options just in case.

It is important to be cash heavy in real estate hence I would grab from the line and have a strong cash position if I were you.

It is important to build a team that understands the unique dynamics of this market.Given your experience and substantial equity, sounds like you're in a prime position to capitalize on new opportunities. 

That may or may not be the case, but my options are limited by the extreme position that Morris Invest has caused on me as a gullible novice investor with limited resources for a 72 y/o.

Do your due diligence and search out legitimate lenders.It's worth noting that COGO Capital is on the CiX "hit parade" but I can tell you with certainty that our experience has been nothing but 100% positive.

I have cleaned up a number of these deals over the years.. they are all great when they are working and everyone is on the same page but when they are not.. there is extreme risk to the original seller especially in Texas were a bank or lender can get a money judgement on purchase money loan.. out west not so critical original seller just gets their credit trashed if it was not already.. but there is no money judgement available to the lender for a purchase money owner occ loan in first position.

After browsing, it seems California options are above what I can invest, especially in the OC/LA area.

What options are available for a lot that is no longer buildable?

The REI cost is ONLY the cash they put in, as long as they have positive CF.