If an investment property you can do a DSCR loan. 

In november of 2022, I loaned private money to them for a term of 12 months.

It has two loans one from 2007 for 744k the other is 150k that was borrowed in November 2022 that has a balloon that burst in 2024 .

-mid-term rental property (rented room by room via furnished finder), VA loan, cash flows $500/mo.

I would only explore second-lien positions loans if your current interest rate is in the 3's.

I'm currently an owner of a 1 bedroom condo in the SF Bay Area, California that has performed okay on AirBNB and on the private market.I've got about $120k cash saved up (I know, not much, but thought it wouldn't hurt to ask)I'm looking to buy a second condo in cash, and am an all cash investor for religious reasons and do not deal with loans, etc.Are there any recommended regions in the US where I can get a Studio, 1 bedroom, or 2 bedroom condo for around $120k cash all in?

Is there a specific reason you are asking about hard money loans for a property that could be stabilized with a DSCR loan?

The RTC was a federal agency created in 1989 to resolve the Savings and Loan Crisis of the 1980s, which resulted in approximately one-third of all US savings and loans failing.Armed with just enough information to be a danger to myself, I made an offer and much to my surprise it was accepted.

I want to do my first fix and flip in the future but I am afraid that no hard money lender will give me a loan considering my resume.

I have a preliminary call in a few minutes with a person that wants to get into private lending and wants to engage our loan consulting side to assist.