This is why MHPs with homes attached are so difficult to market. 

It might be worth looking into specialized insurance providers that cater more to investors with rental portfolios, as they usually understand the nuances of long-term investing and tend to be more flexible.Also, if you're investing in certain markets, like Indianapolis, where property values are lower, you can sometimes balance these insurance hiccups with much better returns on your investments.

They are a great way to meet other local investors and learn about market trends.

You're decorating for the market!!!!

As a note investor, we rarely if ever originate loans for owner occupied, we would rather buy on secondary market at a discount. 

Want a market thats booming?

It's a great strategy and you're in a great market to be in. 

Every nightly rental review that has one, is only positive and they usually have 100s of reviews(at least the only ones I can find).I wanted to stand out in my market, while checking the box of "hot tub" since it's a standard amenity now. 

He has acquired the land, gotten the permitting, has construction financing lined up but needs ~20% cash equity / home.I know very little about his particular real estate market, and I've never built anything myself. 

Those brands are just great marketing companies, not necessary good windows.