Being that I'm already out of state no matter what city I choose, I figured I might as well start somewhere that is a good entry point, has projected growth, and a healthy PtoR ratio.

Hi,I am building new construction on one of my multifamily and I need soil reports.

They burrow into the soil and make their home there.How does this effect investing? 

So, thanks for asking the question, as it allowed me to answer and elaborate a bit, which allows us to have a healthy debate. 

You should make sure you have a healthy amount of cash reserves before you think about extra principal repayment.

Thank you for taking time out of your day to read this and I wish you all a happy, healthy, prosperous new year!

After paying PITI, you should still set funds aside for vacancy, repairs, capex, and other potential expenses until you have a healthy reserve.If you hold onto this property, the market will eventually grow and you'll make really good money with hit based on appreciation, equity, and rent increases.

COC is probably not as originally planned but still a healthy 16.6%.

We rent the new side and cover our total costs each month (about $7250 total including insurance and taxes for the property) Our ROI for the new side is 7.8% 87,000/1110000 - 0.078Do we have a Healthy ROI for our original side or for the whole combined property?

I know that I will not be filing a lot of insurance claims and I carry a healthy reserve, so I opted for the lower premium and higher deductible.