There are currently only two areas that allow STRs.

If you strategy is to build a rental portfolio as fast as you can then, you want to refinance at the highest available leverage. (75%) That allows you to preserve your capital so you have down payment money for your next deal.

Although, you're not going to find much under $100k that allows STR.

Additional information: rZoning permit from 1/16/1956 with a variance granting this as a 3 family unitI have no building permit saying this allows this as a 3 familyI am asking for any advice specifically for Philadelphia, PA.

This would allow me to have smaller payments on my primary residence.

Gulf county FL also allows dogs and bonfires on the beach and certain portions allow beach driving.

This can allow them the cash if needed for the new purchase in the Midwest.

So, the losses will be carried over year over year as Passive Allowed Losses (PAL).  

Buying vacant allows you to choose your own tenant and make sure you're getting market rents.

Here are some considerations and tips to help you make the most of your turnkey investment strategy:Pros of Turnkey Properties:Ready for Rental: After refurbishment, turnkey homes are usually ready for occupancy right away, saving you the time and hassle of doing repairs and improvements.Professional Management: A lot of turnkey companies provide property management services, taking care of tenant selection, rent collecting, upkeep, and other daily tasks on your behalf.Passive Income: Investing in a turnkey property allows you to immediately begin earning rental income without having to take on major maintenance or remodeling tasks.Tips for Investing in Turnkey Properties:Take some time investigating turnkey suppliers in-depth and select reliable businesses who have a proven track record of effective property management and satisfied clients.Make sure you have done your research about the property, its surroundings, the nature of the rental market, and its potential for long-term income flow.Analyze the financials of the turnkey property.Even though turnkey homes can generate rental revenue right now, think about your long-term investing objectives and plan.