Very familiar with the Richmond market.

Not looking to connect with hard money. 

@Jonathan ChanDavid Greene's The One Brokerage will do HELOCs on investment properties.Not affiliated, have worked with them in the past.

I'm a new investor and wanted to understand where I could find all these costs for a certain zip?

Obviously, the rules will differ from state to state.The most successful buyers have trusted bidders with cashier’s checks in multiple denominations (for cash sales) and the actual buyers have field runners and people to monitor multiple prospective properties at a given time and check sales status for postponements due to BK, etc.This is the case in larger metro markets where many properties could go to sale but few do so.There are often better ways to acquire properties then auctions.

Document the time you spent on the property compared to others, especially if you’re trying to qualify under the “100 hours and more than anyone else” test.

Currently, six properties are under development, with many more planned for 2025 and beyond.This inaugural home, built for an investor, was completed for $275k and offers an impressive cash flow of about $500 per month.

With you wanting to hold it I would not dump 30K+ into it.

Quote from @Russell Brazil: Quote from @Bruce Woodruff: Downvotes can be used as a weapon more than upvotes....you get a little feud going (we've had a few) and someone with very few votes at all could get destroyed. 100%.

You've definitely come to the right place to build connections and learn, but you want to pair these forums, books, and podcasts with in-person real estate investing meetups in your area.